🏷️ Property Address
🏷️ Property Category
💡 Answer these questions and we'll help determine the property category.
Non-Specialised: Office, Retail, Industrial, Mixed Use — standard commercial properties with broad buyer appeal.
Specialised: Hotels, Childcare, Aged Care, Service Stations, etc. — properties with limited alternative use.
Specialised: Hotels, Childcare, Aged Care, Service Stations, etc. — properties with limited alternative use.
Properties with fewer than 4 dwellings are assessed as Residential security.
✅ Development with ≤3 dwellings — classified as Residential Security. Development tab not required.
📐 Zoning & Compliance
⚠️ Risk Flags
Select the status for each environmental/planning risk flag
📐 Development Potential
🎯 Property Purpose
💰 Property Valuation
Annual rental income minus operating expenses
📊 Valuation Status
⏳ Valuation pending — LVR analysis will use estimated value
🏗️ Development Test
This module assesses development feasibility. Only applicable when the property has Development Approval (DA).
Pre-sales de-risk the development by locking in revenue. Most lenders require 80–100% pre-sales for apartments.
📊 Feasibility Calculator
Quick feasibility test based on standard Australian property development metrics. Target: Development Margin ≥ 15–20% of TDC.
Sum of all unit/lot sale prices at current market value
🏢 Occupancy Status
✅ Owner-occupied property — no tenancy schedule required. Section auto-completed.
%
📋 Tenancy Schedule
| Tenant | Suite | Area (sqm) | Passing Rent ($) | $/sqm | Start | End | Options | Review | Review Date | Outgoings | Bond ($) | Notes |
|---|
Add all tenants to calculate WALE, vacancy, and concentration risk
📈 Operating Expenses (for Net Yield)
Used for yield calculation
Total Rent
$0
per annum
WALE (Income)
0.0
years
Occupancy
0%
leased
Tenancies
0
active
📊 Lease Expiry Profile
Active (>2 yrs)
Expiring (<2 yrs)
Critical (<6 mths)
WALE Indicator
WALE target: 3+ years (green), 1.5-3 years (amber), <1.5 years (red)
🌿 Environmental Detail
This section captures additional detail for risks flagged in the Zoning tab. If a flag was not set in Zoning, it won't appear here.
⚠️ Recommend further investigation — obtain flood study or council records
⚠️ Recommend further investigation — obtain BAL assessment report
⚠️ Recommend further investigation — commission Phase 1 ESA
⚠️ Recommend further investigation — check heritage registers
✅ No environmental risk flags were set in the Zoning tab. If needed, go back and update risk flags there first.
🛡️ Insurance Adequacy
📊 Cross-Collateral Status
✅ Not applicable — single security, no cross-collateral assessment required.
📊 Security Portfolio
Add multiple properties to assess cross-collateral and concentration risk
Risk Score
—
Incomplete
Max LVR
—
No data
Complete valuation module
Lender Matches
—
of 4 assessed
Key Flag
—
No flags
⚠️ Key Risk Flags
Risk Factor Analysis
| Risk Factor | Value | Threshold | Source | Impact |
|---|
🏦 Lender Appetite Matrix