🏦 Bank vs Non-Bank DTI Router

Check your Debt-to-Income ratio and find out which lenders are the right fit for your situation.

Annual Gross Income (before tax, all applicants combined)

Total Existing Debt (all outstanding loan balances — mortgage, credit cards, HECS, car loans, etc.)

Proposed New Loan Amount

Loan Purpose

Number of Properties

First Home Buyer?

Your Debt-to-Income Ratio

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📊 Calculation Breakdown

Annual gross income —

Existing debt balances —

New proposed loan —

Total debt / Income —

Assessed annual repayment on new loan (@ 7.10% P&I, 30yr) —

We'll review your situation and suggest the best lender options tailored to you.

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We'll review your DTI profile and get back to you with personalised lender recommendations.