Oney Assess
Investment Analysis & Multi-Scenario Comparison v2.0 Loading…
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Investment Analysis & Multi-Scenario Comparison
Report Date: ${today}
Reference: ${refId}

Investment Overview

FieldDetails
Loan Amount$${r.loan.toLocaleString()}
Property Value$${r.propValue.toLocaleString()}
Property Type${r.propTypeLabel}
Interest Rate${r.rate}%
Gross Rental Income$${r.grossIncome.toLocaleString()} p.a.
Net Rental Income$${Math.round(r.netIncome).toLocaleString()} p.a.
Vacancy Assumption${r.vacancyRate}%
Operating Expenses${r.expenseRatio}%
${r.lvr.toFixed(1)}%
LVR (Cap: ${r.lvrCap}%)
${r.icr.toFixed(2)}x
ICR (Min: ${r.icrMin}x)
${r.grossYield.toFixed(2)}%
Gross Yield
${r.netYield.toFixed(2)}%
Net Yield

Scenario Comparison

${scenarioRows}
ScenarioRate BufferVacancyExpensesNet IncomeICR

Multi-Lender Assessment

${lenderRows}
LenderMax LVRMin ICRStatus

Generated by Oney Assess v2.0 — oneyco.com.au

This assessment is for reference only and does not constitute a formal credit assessment or lending offer.
Data effective: ${DATA.lastUpdated || 'N/A'} | Report generated: ${new Date().toISOString()}

⚠️ This tool is for informational purposes only and does not constitute financial advice. Please consult a licensed professional before making financial decisions.
`); pw.document.close(); setTimeout(() => pw.print(), 500); } (function() { var btn = document.getElementById('themeToggle'); if (btn) btn.textContent = document.documentElement.classList.contains('light') ? '☀️' : '🌙'; })(); // ===== Auto-Save ===== (function() { var SAVE_KEY = 'oney_save_assess_v2'; var saveTimeout; function getAllValues() { var data = {}; document.querySelectorAll('#step1 input, #step1 select').forEach(function(el) { if (el.id) data[el.id] = el.value; }); return data; } function restoreValues() { try { var saved = localStorage.getItem(SAVE_KEY); if (!saved) return; var data = JSON.parse(saved); Object.keys(data).forEach(function(id) { var el = document.getElementById(id); if (el) el.value = data[id]; }); } catch(e) {} } function saveValues() { clearTimeout(saveTimeout); saveTimeout = setTimeout(function() { localStorage.setItem(SAVE_KEY, JSON.stringify(getAllValues())); var toast = document.getElementById('autoSaveToast'); toast.textContent = 'Auto-saved ✓'; toast.style.opacity = '1'; setTimeout(function() { toast.style.opacity = '0'; }, 2000); }, 500); } window._restoreSaved = restoreValues; document.addEventListener('input', saveValues); document.addEventListener('change', saveValues); window.clearSavedData = function() { localStorage.removeItem(SAVE_KEY); var toast = document.getElementById('autoSaveToast'); toast.textContent = 'Saved data cleared ✓'; toast.style.opacity = '1'; setTimeout(function() { toast.style.opacity = '0'; }, 2000); }; })(); // ===== Init ===== loadData().then(() => { if (window._restoreSaved) window._restoreSaved(); });
⚠️ This tool is for informational purposes only and does not constitute financial advice. Please consult a licensed professional before making financial decisions.